June 19, 2021

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Financial Lessons Learned with Dr. Angelina Postoev, MD FACS

We are sharing stories and tips for gaining financial knowledge, financial lessons learned early on in your entrepreneurship journey, personal finance tips and savings goal advice.

We have Dr. Angelina Postoev, MD FACS of Surgicare Arts & Aesthetics sharing her story and tips.

Dr. Angelina Postoev MD, FACS, founder of Surgicare Arts & Aesthetics and co-founder and president of Georgia SurgiCare/Ideal Body Institute, and creator of Ori•Or SkinCare line. She is triple board-certified by the American Board of Surgery, and the American Academy of Cosmetic Surgery. Triple-trained and licensed in Cosmetic, General Surgery, and Critical Care Surgery. Dr. Angelina has been in practice 10 years. Dr. Angelina is committed to providing exceptional non surgical and surgical treatments by using advanced technology and procedures in a state-of-the-art surgical facility. Dr. Postoev relocated to the United States at the young age of 15-years-old from Russia. Starting college at Ohio State at 16 and graduating at 20, and later starting Medical School, and completing training in General Surgery at The Cleveland Clinic. Angelina married her husband, a fellow surgeon and together they built their own practice. The triple board-certified surgeon specializes in Cosmetic Surgery, Bariatric and General Surgery, as well as educating her patients on doing things the right way. Having clients that fly from everywhere to gain the services of Dr. Angelina Postoev, are allowed the option of two locations, Loganville (Gwinnett County) and Buckhead, ATL (both surgical centers). With a staff of around 55, both facilities are able to provide several highly requested services such as Mommy Makeovers,Tummy Tuck, Breast Augmentation and reduction, Vaser Liposuction, Thigh Lift, BodyTite, Labiaplasty, Facial Surgery, and Bariatric Weight Loss Surgery, and more.

What are some of the lessons you have learned early on in your business about finances? 

I learned early the benefits of community resources, SBA options for loans, and use of bank loans for business expansion.

What is the name of your business? What type of business is it?

WE founded our first business Georgia Surgicare in 2011, it is a surgical practice, from there we added 2 surgery centers, cosmetic surgery clinics (Surgicare Arts and Aesthetics), and now medical grade skincare line(OriOr SkinCare).

What does financial stability mean to you?

Financial stability means I am confident in my ability to support myself and my family, including my parents. I am able to have freedom to enjoy myself and travel, or help others without worrying about what would happen if I take few days off work.

What advice would you share about how to raise funds or capital for your business?

Always have a clear business plan, including projection for the future. This will help to talk to financial institutions that could loan funds for business growth.

What are 2 financial tips you would like to share?

2 financial tips that I can share is to maintain a good credit score, start planning your finances early.

What is your favorite finance or wealth building podcast? Why should readers listen to them?

One of the fun podcasts I like “The side hustle show”, gives me inspiration to do more.

What kind of impact on your business does not having access to funds and other resources?

The impact on your business of not having access to funds and other resources does not apply, since we have that access. But not having it would make it more difficult to grow and expand, which is our goal.

What savings goals should someone have personally or in their business?

Saving goals can be very ambitious, but I will go with basics. Emergency funds-in case you lost your job, you have enough to last 6-8 month. In business, if there is downturn in economy, are we flexible enough to continue to operate the business, and do we have enough capital to continue operating and retaining employees for nest 2-6 month?

What financial obstacles have you overcome and how did you overcome them?

My main financial obstacle when I moves to US was that I had no finances, parents had no finances, and I learnt very early what I needed to do to open myself for better future. Had credit score of 700 before I turned 18, and was able to get all my student loans for medical school on my own, no cosigners at 21. Took a lot of hard work and sacrifices, if I compared myself to an average 18 year old, however, since I had a goal, whatever I did did not feel as a sacrifice.

How did you find the right financial advisor or accountant?

To find a good accountant I used recommendation of people I know who are in similar business, who are happy with services. I interview the people I hire, even if its an accounting firm, what can they do that other guys can’t?

How important is having an accountant or bookkeeper for your business?

It is very important to have good accountant, bookkeeper for your business. it may seem expensive, or that you can do it yourself, but if you are to grow, you need to think like a large business would.

What are your favorite apps to track your spending or business expenses?

I use QuickBooks, it’s a common software, and easy to use for me and staff.

Who do you go to for financial advice?

I personally go to my husband and partner for financial advice, since he is a professional with MBA. I am sure he uses many more resources. (:))

Have you encountered an experience with financial situation that has changed your views on your finances? Tell me about them.

Experiences with financial situation that changed my views on my finances happened when I was young. I grew up in Russia, and came to US as refugee. Basically early life lesson on savings, and desire not to be dependent on people, or other institutions. I made sure starting at 15, when I got my first job, that I will be always comfortable, and do what I have to do to be comfortable financially. I never stopped.

What’s next for you in your business/brand? What can readers look forward to from you?

Our plan is to add more surgery center throughout a country. Our main goal is to be best surgery center for your health needs, with most transparent pricing. No hidden fees. Also, hoping you will see my skin care line (OriOr Skin Care by Dr. Angelina) on the shelves at your local store.

Surgicare Arts Website | Instagram | Facebook

Georgia Surgicare Website | Instagram

OriOr Skincare Website

Ideal Body Institute YouTube | Instagram

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