As we start the new year and set new goals for ourselves, I want to suggest an easy strategy to help. Learning The SMART acronym

What Does the SMART Acronym Stand For?

  • Specific
  • Measurable/Meaningful
  • Achievable/Attainable
  • Relevant/Realistic
  • Timely

Be Specific about what you need/what and why you need/want it.

How is this Specific need/want, Measurable/Meaningful to your success, career or future?

Will you be able to Achieve/Attain this Specific, Measurable/Meaningful goal? To

Achieve/Attain something means..….to be able to get it.

Do not set your goal to high for yourself and risk not being able to obtain it.

This means that your goal, should be Relevant/Realistic to your lifestyle and your income level.

The last one is Timeliness. Will you be able to achieve this goal in 3 months, 1year or 3 years?

Start with each letter and write out what each one means to you, then review what you have written down. Is this a smart idea, that has meaning? Will you be able to achieve this goal? Is this relevant or realistic or do you need to scale it down a little? Finally, how much time are you giving yourself to complete this goal? Whatever you decide, you can change it to fit your circumstance. Review it with your parent or someone you trust. Revisit what you have planned to stay on track!

Always, keep your money on you mind.

Dedra Porter CPP, CFE


L.A.L.A. Nonprofit Org.

Leave A Legacy Always



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I am originally from Richmond, California. I have obtained over two decades of payroll experience and knowledge and hold a national payroll certification as well as a certification in financial education. I have been blessed to establish a nonprofit organization, L.A.L.A. Nonprofit - Leave A Legacy Always. The mission is to help you improve your quality of life through financial education, while learning how to leave a legacy always. We also help our youth understand how their payroll checks are calculated and provide financial educational assistance. L.A.L.A. Enterprise, LLC, is also established, as an indie-author, I self-published $agacious $candals, the first in a series. By the grace of God, I wear many hats as a parent, grandparent, and business owner. I have yet to achieve my ‘greatest accomplishment’ and I am looking forward to pursuing "it". Please stop by our website and subscribe for updates www.lalanonprofit.org
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