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Steps Towards Homeownership

09033-pexels-photo-259588 Steps Towards Homeownership

Mortgage Pre-Approval

Know your price range. Learn what you can afford monthly.

Begin Your Search!

Get a customized search portal with your home type

Make an Offer!

Agent will write up a purchase and sale contract and deliver to seller for review!

Offer Accepted!!!!!

Mortgage Application

Deposit and Credit Check!

Appraisal

Lender sends out appraiser

Home Owners Insurance

Lender Attorney Review and final walk-through

CLOSING!!


8334b-pexels-photo-8292794 Steps Towards Homeownership

The 10 Commandments of Buying a House

  1. Thou shalt not change jobs, become self employed, or quit your job.
  2. Thou shalt not buy a car, truck, or van.
  3. Thou shalt not use credit cards excessively or let current bills fall behind.
  4. Thou shalt not spend money you have set aside for closing.
  5. Thou shalt not omit debits or liabilities from your loan application.
  6. Thou shalt not buy furniture on credit.
  7. Thou shalt not originate any inquires into your credit.
  8. Thou shalt not make large deposits without checking with your loan officer.
  9. Thou shalt not change bank accounts.
  10. Thou shalt not co-sign a loan for anyone.

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