She’s Pretty and Black Owned: Meet Latasha Ramsey – Cyprian

Latasha Ramsey-Cyprian is a native of Abita Springs, La. She’s married and has two daughters. She received her MBA from Louisiana State University-Shreveport. Latasha works professionally in Human Resources and has 20 years of HR experience.

Latasha is the owner of Optimum Life Enterprises LLC & Optimum Life Credit Solutions. She is an International Best Selling Author. She is a Credit Repair Strategist, Certified Life Coach, Educator, and Speaker. Latasha is passionate about providing services that improve the overall quality of life. She focuses heavily on breaking generational curses, building generational wealth, women empowerment, and spreading financial literacy.

Latasha started Optimum Life Credit Solutions in June 2020 because she knew that financial literacy equipped us with the knowledge and skill needed to manage money effectively. She is a Board Certified Credit Consultant and Certified Credit Score Consultant. She provides a credit restoration program, business formation, and consulting. Latasha hosts seminars in her community that focus on the process to become a first-time homebuyer. She offers financial planners, basic credit for kids, business credit, digital budget planners, home buying planners, gratitude journals, Do it Yourself Credit Repair and surviving debt ebooks. 

As a Life Coach, Latasha is dedicated to rewiring an individual’s mindset, allowing them to be the very best version of themselves. Latasha has a signature Life Coaching Program that focuses on accountability, mindset, fear of failure, lack of self-confidence, fear of success, and lack of support. Her coaching program has helped over a hundred clients perform at their fullest potential professionally, personally, and financially.

Latasha is an online ESL Teacher. She teaches students in China English as a second language. She is certified in Teaching English to Speakers of Other Languages and certified in Teaching English as a Foreign Language. She’s able to assist in giving students a leg up in the global job market by providing an emphasis on English language education.

Latasha is Louisiana State Chair for G100 Oneness & Wisdom, board president of Catch My Heart Outreach Nonprofit organization, member of Gamma Phi Delt Sorority, Inc, and member of Tangipahoa Regional Black Business Chamber of Commerce. She is a member of Tangipahoa Professional Women, a member of the International Society of Female Professionals and a member of the National Black MBA Association. Latasha is a Brand Ambassador for All Lives Do Exist Global Peace Movement and Black Family Magazine.

Latasha’s active involvement in the community makes a difference. She enjoys speaking to children and teenagers about financial literacy so they can build strong money habits early on and avoid many of the mistakes that lead to lifelong money struggles. Latasha aims to empower, encourage and inspire through credit education and challenges individuals to have a growth mindset. Latasha believes that the best way to find yourself is to lose yourself in the service of others.

What inspired the start of “Optimum Life Enterprises LLC”? 

Optimum Life Enterprises LLC started non professionally in 2017. We helped close friends and family members improve their credit score through using the laws and disputing inaccuracies. We had great success and we decided to take formal training and start Optimum Life Credit Solutions professionally in June of 2020. I started in the beginning of COVID because I saw people losing their jobs, losing their home and family members. It was important that I started my business because financial literacy equips us with the knowledge and skill needed to manage money more effectively.

What has been the biggest challenge of running a brand like “Optimum Life Enterprises LLC “?

Generating traffic and leads has been the biggest challenge. 

There is a lot of competition in this industry so I have to make sure that I am creating high quality content that produces enough traffic and leads. I refer to analytics often. It’s important that I provide the type of content that my audience want and I promote it in a way that makes my audience take notice. I also have to take cultural difference and geographical trends in account when I’m creating content. To increase brand awareness we us alternative distributive methods such as social media and podcast.

How does ” Optimum Life Enterprises LLC ” impact its local community?

Optimum Life Enterprises LLC impacts our local community in several ways. We host seminars in our community that focuses on the process to become a first-time homebuyer and we provide financial literacy to all ages. We provide business formation services which helps creates more jobs in our community. We are focused on making PreK- college students financially literate so they can become money smart. We are not waiting for schools to teach our youth about financial literacy. Our mission is to see everyone in our community thrive.

Tell us about your Life Coaching Program? 

As a certified Master Life Coach, I’m dedicated to rewiring an individual’s mindset, allowing them to be the very best version of themselves. I have a 6 month signature Life Coaching Program that focuses on accountability, mindset, fear of failure, lack of self-confidence, fear of success, lack of support and credit restoration. My coaching program has helped several hundred clients perform at their fullest potential professionally, personally, and financially.

Where do you hope to see your brand in the next 3-5 years?

In 3-5 years I want to still be in existence by keeping up with consumer demand. I’ll continue to set goals that are SMART (Specific, Measurable, Achievable, Realistic and Timely). The goals set will be well-defined, focused and within the realm of achievability. We will remain agile in our efforts so that our plans will become reality. Our brand strategy will be flexible and we will have an established global presence. Optimum Life Enterprises LLC will be a highly paid, well known and sought after black company.

What advice do you have for the next generation of entrepreneurs? 

My advice is to know your audience, embrace feedback and learn from all mistakes. Build a strong network and surround yourself with positive like minded individuals. 

Have your personal and business finances in order and have a solid business plan. Have an abundant mindset, be accountable, and put God first in everything you do.

What does being “Pretty and Black Owned” mean to you? 

Growing up I did not see many women that looked like me excelling in a career, juggling a family, running a business and being actively involved in their community. I didn’t see many women going to graduate school or become CEO of their business. I am honored when i’m referred to as a powerful businesswoman. I am humbled when women ask if I will mentor them. Pretty and Black Owned means the epitome of excellence and elegance. 

Visit her website:

To connect with her, send an email to:

Say Hello on Facebook: Optimum Life Credit Solutions

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Jakia Cheatham - Myles

CEO/Founder of Pretty Women Hustle Magazine

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